Used Car Finance

Financing for used cars is growing more common in the world of auto finance. As new car finance prices rise, people with bad credit, problem credit or just a lack of funds will be more likely to purchase used cars. Used car financing for the most part, is as easy as financing a new car. We can pre-arrange all of your used car loan needs and get low used car finance rates. Click to finance a used car and get approved today.

Pre Qualify Using our Used Car Finance Calculator

Used car values start leveling off after the first year or two, so the next buyer will not take that big of a hit as far as the used car value to used car age ratio is concerned. So any way you look at it, you are going to save money by buying a one-or-two year old car rather than buying a new one at sticker price. Use our used car finance calculator to help in your next used car buying decision. Whether your car financing decision is going to relate to payment, refinance or net income, we should have the financing tools to help you make the right choice.

Calculate Estimated Approval Amounts for Used Car Financing

Step 1 Credit Profile
 Credit Profile Min Score  
 Good Credit 700
 Fair Credit 625
 Situational Bad Credit 575
 Bad Credit 525
 Very Bad Credit N/A
Estimated Approval Amount:
$0.00
Step 2 Monthly Income
Total Monthly Income before taxes are deducted:
Step 3 Monthly Recurring Debt
Rent or Mortgage:
Credit Card Payments:
Garnishments:
Other Loan Payments:
(Do not include utility bills or old car payment.)
Country Postal Code

Used Car Financing Requirements
  • All bankruptcies must be discharged.
  • Must reside in the United States or Canada.
  • Payments cannot exceed 20% of monthly net income.
  • No repossessions in the past year unless included in a bankruptcy.
  • $1,600 minimum monthly gross income for bureau scores under 600.
Used Car Finance Calculators




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